I have over 30 years of experience in sales and management. I joined Loan Factory because they offered the best tools and services for me as a loan consultant and for my clients and realtor partners. As a Mortgage Broker, I have the tools and ability to find you outstanding mortgage loan terms. At Loan Factory, we have a large variety of mortgage products, and fast, personalized service. I do what I enjoy best and that is helping clients achieve their dream of home ownership or helping them refinance into better loan terms. I specialize in FHA, VA, USDA and Conventional loans. Also, I can help find loans for first time homebuyers, down payment assistance, those who need cash, home equity lines, have low credit scores, bank statement loans, debt service coverage ratios loans for investors, rate buydowns, Foreign Nationals and many more specialized loans. Please call me at 210-288-2165 or email me email@example.com In additional to English, I speak Cantonese, Sindhi and am proficient in Hindi Love to spend with family and love my San Antonio Spurs!!!