My name is Ken Salas, I am a Bay Area native, born and raised in (East) San Jose CA. I am an USAF Veteran, served both active duty and active reserves from 1992 to 2002. I am married, my Wife and I have been married for over 25 years and we have 2 beautiful daughters. I am Pacific Islander and Hispano (Native Spanish American-New Mexico) my Wife is from the Visaya region of the Philippines. I started my career in the mortgage industry in 1997 as a processor doing VA and FHA loans and from there I have worked in various roles from underwriting to secondary to running large sales teams to being a co-broker and just a plain ol' LO. I love to travel, eat great food and root for my favorite "hometown" teams from the Bay Area. I currently live in Cave Creek AZ and my Wife and I have raised our Family here since 2002. I love Loan Factory's use of technology that helps empower our clients in the loan process! I look forward to engaging with you and getting you the absolute best rates, at the same time, ensuring your loan transaction goes as smoothly as possible.